N° 03 — Virtual CFO
For founders and promoters who've outgrown their accountant but aren't ready for a full-time CFO hire: senior finance leadership, board-grade reporting and cash discipline — on a fraction-of-time model.
Six responsibilities
Monthly management packs your board actually reads.
Runway visibility and collections discipline.
Plans that connect ambition to arithmetic.
Numbers that survive due diligence.
One owner for the whole calendar.
Finance infrastructure that scales with you.
Dashboards we prepare
Every retainer ships with tailored dashboards, auto-refreshed from Tally, Zoho, Xero or SAP. Three of the most requested views, shown with anonymised sample data.
The three numbers a founder needs every Monday morning. The rest is one click away.
Two lines: where you're heading, and where you could be with the next round.
The four numbers that decide whether you should hire, raise, or just keep going.
Decision support
Series A founder · SaaS
Our answer
We build a runway model with three scenarios — raise now, raise in six months, don't raise — layering growth assumptions, hiring plans and dilution math. You see the cap table at each fork. We don't pick the answer; we make the decision a maths problem instead of a feeling.
Multi-product founder · D2C
Our answer
Most start-up P&Ls bury the answer in shared overheads. We rebuild your cost structure with proper allocation — warehousing, ads, support, returns — and produce a contribution-margin view per SKU and per channel. Sometimes the bestseller is the worst line. Better to know.
Growth-stage CEO · B2B
Our answer
A hire isn't a salary — it's a 12-month commitment plus benefits, recruiting cost and ramp time. We model fully-loaded cost against runway impact, and against the revenue or margin the hire is supposed to unlock. The honest answer is sometimes "yes, but not both."
Bootstrapped founder · Services
Our answer
We rebuild your AR aging by client, by invoice and by sales rep, surface the 80/20 of overdue payments, and design a collections cadence and credit policy. Most founders recover ten to twenty percent of working capital in the first quarter alone.
Getting started
We review your books, systems and reporting gaps — and agree the KPI set that matters for your stage.
Chart-of-accounts cleanup, MIS templates, dashboard wiring and a compliance calendar with owners.
Close, review, board pack, decisions — a fixed monthly cadence with senior leadership in the room.
Why us
Every engagement is directly owned by the firm's senior leadership — your work is never handed down the ladder.
Chartered accountants who build software and design systems — the translation gap disappears.
If a task is repetitive, we automate it — your fees buy judgement, not data entry.
Tally, Zoho, QuickBooks, Xero, SAP, NetSuite — we work in your stack, not around it.
Domestic depth with proven offshore delivery for UK firms — same team, same standards.
Turnaround commitments in writing, live dashboards to verify them. Trust, then verify.
Next step
One call, a look at your current reporting, and an honest view of what a virtual CFO would change in your first 90 days.
Request the review